Hiring a reliable roofing contractor is critical while working on a roofing job in Des Moines, Iowa. Bonded and insured roofing firms can provide financial security in the event that your project or a worker is injured. In this month’s column, we look at roofing contractor insurance and bonding, as well as why you should use a roofer who has both.
Contractor Bonds and Insurance
Contractor license bonds and surety bonds are credit lines, not insurance. To get a licensure bond, a contractor must pay a fee to a surety bond company. It has been agreed to by the contractor, the state licensing agency, and the surety business. Infinity
Bonds ensure that a contractor is licensed to do the services advertised. If your roofing installer does not match the standards, the bonding business would assist you in recouping your losses. We recommend acquiring a copy of your roofer’s license because bonds in Des Moines, IA typically require a valid license.
However, insurance protects contractors against property damage lawsuits. The insurance will pay for any legal action taken against your contractor, increasing your chances of receiving payment. Request a copy of the policy to determine the breadth and validity of your contractor’s insurance coverage.
Why Choose a Des Moines Roofer Who Has Both?
You might insert a clause in your contract requiring your roofing contractor to be bonded and insured. Request that they notify you if their insurance or bonding status changes. You have the right to terminate the contract if your roofer’s status changes or if they offer false insurance and bonding information.
Contact a Reliable Roofing Contractor in Des Moines, Iowa
Action Roofing is a local family-owned company with one purpose in mind: to treat each customer with the same care and attention to detail that we would like for our own houses. We have expertise in insurance field examination and documentation, in addition to repairing storm or large hail damage. Check out our BBB profile to see that we are a reliable Des Moines roofing contractor. Call (515) 202-2173 today to schedule a home estimate!